An Umbrella policy gives you additional liability coverage. You might want to get Umbrella coverage if your property is in an area where lawsuits are common. An example where you might need Umbrella coverage, would be, if there’s a car accident on your property, and you’re held responsible for Bodily injury and damages claims. The Umbrella policy will cover your legal fess (even if you’re not held responsible in the end), and will also pay for whatever damages you’re responsible for.

Answered by Chany Schechter – Account Executive